SBI Trade Finance Officer Recruitment 2026: Apply for 100 Posts

📅 Posted: 13/05/2026 📝 Updated: 13/05/2026

Total Vacancy100

SalaryMMGS-II: ₹64,820–₹93,960 | Initial Basic: ₹64,820/month [Approx. ₹1,00,000–₹1,15,000/month with DA, HRA & Perquisites]

LocationAll India

Last Date02/06/2026

Short Information: State Bank of India's Central Recruitment & Promotion Department has invited applications for 100 Trade Finance Officer posts at the Middle Management Grade Scale-II (MMGS-II) on a regular basis (Advt. No. CRPD/SCO/2026-27/05). This is a specialist cadre position — meaning once you join as a Trade Finance Officer, there is no conversion to General Cadre, so this role is specifically for professionals who want to build a long-term career in trade finance and international banking operations.

The pay scale is ₹64,820–₹93,960 with an initial basic pay of ₹64,820 per month. Add DA, HRA, CCA, and other perquisites, and the gross monthly package works out to approximately ₹1,00,000–₹1,15,000 per month — competitive with private sector mid-level trade finance roles but with the added stability and benefits of a government bank.

To be eligible, you need a Graduate degree (any discipline) from a recognized University PLUS a Certification in Forex Operations from IIBF (certificate dated on or before 30 April 2026). You must also have a minimum of 2 years' post-qualification experience in Trade Finance processing in a supervisory or official role at any Scheduled Commercial Bank. Age limit is 23 to 32 years as on 30 April 2026.

The application window is open from 13 May 2026 to 02 June 2026. Selection is via shortlisting and a personal interview carrying 100 marks. Suggested posting locations are Hyderabad and Kolkata.

Quick Navigation:

📅 Dates & Fees 📦 Vacancy 💰 Salary 🎯 Selection 📝 Pattern 📏 Standards 📖 Syllabus ❓ FAQs 🔗 Important Links

SBI Trade Finance Officer Recruitment 2026 2026Important Dates

Notification Released	13/05/2026
Online Application Opens	13/05/2026
Last Date to Apply Online & Pay Fee	02/06/2026
Eligibility Cut-off Date	30/04/2026
OBC-NCL Certificate Validity (issued between)	01/04/2026 to Date of Interview
Interview Date	To be notified

SBI Trade Finance Officer Recruitment 2026 2026Application Fee

General / EWS / OBC	₹750 (Non-refundable)
SC / ST / PwBD	₹0

Payment: Online (Debit Card / Credit Card / Internet Banking)

SBI Trade Finance Officer Recruitment 2026: Apply for 100 PostsVacancy Details & Age Limit

Age Limit: 23–32 Years (as on 30/04/2026) for UR category.

(OBC (Non-Creamy Layer): 3 Years (max 35 years), SC / ST: 5 Years (max 37 years), PwBD (UR/EWS): 10 Years (max 42 years), PwBD (OBC): 13 Years (max 45 years), PwBD (SC/ST): 15 Years (max 47 years), Note: Cumulative age relaxation NOT available)

Post Name	Grade	Total Vacancies	Eligibility
Trade Finance Officer	MMGS-II (Middle Management Grade Scale-II)	100	Graduate (any discipline) + IIBF Forex Certification + 2 yrs Trade Finance experience in Scheduled Commercial Bank
Total Vacancy		100
Note: Advt No. CRPD/SCO/2026-27/05 \| Regular + Backlog vacancies combined. Post is in Specialist Cadre — NO conversion to General Cadre. PwBD reservation is horizontal.

Recruitment Table: Category-wise Vacancy Breakup — Trade Finance Officer 2026

Vacancy Type	SC	ST	OBC	EWS	UR	Total
Regular	14	6	22	8	38	88
Backlog	0	12	0	0	0	12
Total	14	18	22	8	38	100
Note:EWS vacancies are tentative and subject to further Govt. of India directives. Backlog vacancies are included in totals.

Recruitment Table: Horizontal Reservation — PwBD (Persons with Benchmark Disabilities)

Category	V I	H I	L D	D&e	Total PwBD
Regular	1	1	1	1	4
Backlog	2	3	2	2	9
Note:PwBD reservation is horizontal and included within the overall category vacancies above. PwBD candidates must have minimum 40% disability certified by Competent Authority.

SBI Trade Finance Officer Recruitment 2026Eligibility Criteria

Mandatory Educational Qualification: Graduate (any discipline) from a Government recognized University or Institution — as on 30/04/2026.
Mandatory Certification: Certification in Forex Operations from IIBF (Indian Institute of Banking & Finance). Certificate must be dated on or before 30/04/2026.
Preferred Qualifications (not mandatory): Certificate for Documentary Credit Specialists (CDCS) certification / Certificate in Trade Finance / Certificate in International Banking — dated on or before 30/04/2026.
Mandatory Work Experience: Minimum 2 years' post-qualification experience in Trade Finance processing in a supervisory/official role in any Scheduled Commercial Bank — as on 30/04/2026.
Teaching & Training experience will NOT be counted for eligibility purposes.
Specific Skills Required: Outstanding communication, presentation and processing skills.
Age: Minimum 23 years, Maximum 32 years as on 30/04/2026 for UR category. Age relaxation available for reserved categories.
CIBIL: Candidates who have defaulted in loan/credit card repayments and not regularized their outstanding till the date of offer of recruitment letter are NOT eligible.
Disciplinary proceedings: Any candidate with pending disciplinary proceedings as on date is NOT eligible. A mandatory undertaking (available on Bank's career page against this Advt. No.) must be uploaded.
Nationality: Indian citizens only.
Govt./PSU employees: Must submit NOC from present employer at the time of interview — failing which candidature will not be considered.
OBC-NCL candidates: OBC certificate must be issued between 01/04/2026 and date of interview and must specifically contain the Non-Creamy Layer clause.

SBI Trade Finance Officer Recruitment 2026Pay Scale / Salary Structure

Post Name	Salary Level
Trade Finance Officer (MMGS-II)	Pay Scale: ₹64,820–2340/1–67,160–2680/10–93,960 \| Initial Basic Pay: ₹64,820/month \| Probation: 6 Months

SBI Trade Finance Officer Recruitment 2026Selection Process Steps

Step 1 — Online Application & Fee Payment: Apply at sbi.bank.in/web/careers/current-openings between 13/05/2026 and 02/06/2026.
Step 2 — Shortlisting: Bank constituted committee will shortlist candidates based on qualification, experience relevance, certifications, and suitability. Mere fulfillment of minimum criteria does NOT guarantee a call for interview.
Step 3 — Personal Interview: 100 marks. Qualifying marks decided by the Bank. Outstation candidates reimbursed economy class airfare up to ₹10,000 (to & fro) on production of original tickets.
Step 4 — Document Verification: Original documents to be produced at the time of interview including all certificates, experience letters, NOC (if applicable), caste/PwBD certificates.
Step 5 — Medical Fitness Examination: Appointment subject to being declared medically fit as per Bank's requirements.
Step 6 — Character & Antecedent Verification: Including Police Records verification.
Final Merit List: Prepared in descending order of interview scores only. In case of tie, older candidate ranked higher (descending age order).

SBI Trade Finance Officer Recruitment 2026Detailed Exam Pattern

Recruitment Details: Selection Process Overview — Interview Based

Mode: No written examination — selection is via Shortlisting + Personal Interview only.
Interview Marks: 100 marks total.
Qualifying Marks in Interview: Decided by the Bank (not pre-disclosed).
Negative Marking: No negative marking mentioned in official notification (Interview-based selection).
Merit: Purely on interview score. Tie-breaking by age — older candidate ranks higher.
Shortlisting Criteria: Quality and relevance of experience, educational qualifications, certifications — decided entirely by the Bank's shortlisting committee.
Call Letter: Intimation/call letter for interview sent by email only. No hard copy will be sent.
Interview Venue: Decided by Bank. No requests for change of venue entertained.

Recruitment Info: Documents Required at Time of Online Application Upload

Recent Photograph — Passport size, color, light/white background (JPEG, 20–50 KB, 200×230 pixels)
Signature — Black ink on white paper, NOT in capital letters (JPEG, 10–20 KB, 140×60 pixels)
Detailed Resume/Biodata — PDF format
ID Proof — Aadhaar/PAN/Passport/Voter ID (PDF, max 500 KB)
Proof of Date of Birth — 10th Certificate or equivalent (PDF)
Caste Certificate — SC/ST/OBC (NCL) in prescribed Govt. format. OBC certificate must be issued between 01/04/2026 and date of interview (PDF)
PwBD Certificate — If applicable, dated on or before last date of registration (PDF)
Degree Certificate — Graduate degree certificate (PDF, mandatory)
IIBF Forex Operations Certification — Mandatory, dated on or before 30/04/2026 (PDF)
Experience Certificates — From all employers, clearly mentioning Trade Finance processing role in supervisory/official capacity with dates (PDF, mandatory)
Preferred Certification — CDCS / Certificate in Trade Finance / Certificate in International Banking if applicable (PDF)
Biodata Form — Duly filled, signed & scanned (format available on Bank's career page against Advt. No. CRPD/SCO/2026-27/05) (PDF)
Form-16 / Offer Letter / Latest Salary Slip — From current employer (PDF)
NOC from Present Employer — Mandatory if currently employed in Govt./Quasi-Govt./PSU/Nationalized Bank (PDF)
Mandatory Undertaking — Regarding disciplinary proceedings (format available on Bank's career page against this Advt. No.) (PDF)

Recruitment Table: Job Profile & Key Responsibility Areas — Trade Finance Officer (MMGS-II)

Area	Responsibilities
Trade Finance Document Scrutiny	Scrutinize all trade finance documents — Letters of Credit, Collections, Bank Guarantees — for compliance with Bank/RBI/ICC/FEDAI/other regulatory guidelines. Guide junior staff at CPC and front office branches.
Transaction Processing	Process Trade Finance and Forex transactions at centralized locations on behalf of all branches. Ensure accurate processing within benchmarked Turnaround Time (TAT).
Reconciliation	Reconcile Trade Finance and Forex related entries in Bank's Trade Finance, Forex and CBS systems and IDPMS/EDPMS. Timely reconciliation of related accounts as per Bank's norms.
Stakeholder Management & Compliance	Work with all stakeholders to maintain agreed customer TAT. Ensure adherence to all regulatory/Bank/ICC/FEDAI guidelines. Participate in RCSA, BCOR, process review and training activities.
Audit & Reporting	Timely submission and compliance of all Audit Reports. Track maturities, payments, follow-ups and customer reconciliations periodically.

SBI Trade Finance Officer Recruitment 2026Subject-wise Syllabus Topics

SBI Trade Finance Officer (MMGS-II) selection is purely interview-based — no written exam pattern or syllabus has been published. Candidates should prepare for a structured competency-based interview covering trade finance domain knowledge, banking regulations, and relevant certifications.

📚 Trade Finance & Forex Domain (Core Interview Topics)

Letters of Credit (LC) — Types, UCPDC 600, documentation scrutiny, discrepancies
Bank Guarantees — Types, regulatory framework, processing
Documentary Collections — EURC 522, handling, payment mechanisms
Forex Operations — FEMA regulations, RBI Master Circulars, exchange rate mechanisms
FEDAI rules and their application in trade finance transactions
IDPMS (Import Data Processing and Monitoring System) and EDPMS (Export Data Processing and Monitoring System)
Trade Finance processing at CPC — TAT management, operational procedures

📚 Banking Regulations & Compliance

RBI guidelines on Trade Finance and International Banking
Foreign Exchange Management Act (FEMA) — key provisions
KYC/AML compliance in trade finance transactions
ICC rules — UCP 600, URDG 758, ISP 98, eURC
CBS systems — trade finance modules and reconciliation
RCSA (Risk and Control Self-Assessment) and BCOR processes

📚 IIBF Certification Topics (Forex Operations)

Foreign exchange markets and exchange rate determination
Forex risk management — hedging instruments
Trade finance instruments — LC, BG, collections
International payment systems — SWIFT, correspondent banking
Regulatory compliance in forex operations

📚 General Banking & Interview Preparation

SBI's structure, subsidiaries, and international operations
Current banking sector developments and RBI policies
Career motivation — why Trade Finance, why SBI Specialist Cadre
Behavioral competencies — communication, processing accuracy, teamwork
Case studies — trade finance transaction disputes, discrepancy handling

SBI Trade Finance Officer Recruitment 2026How to Apply

Visit SBI's official career portal: https://sbi.bank.in/web/careers/current-openings
Scroll down and click on Advertisement No. CRPD/SCO/2026-27/05 — Trade Finance Officer (MMGS-II).
Download and carefully read the detailed advertisement before proceeding.
Register on the portal and fill the online application form. If you cannot complete it in one go, save and get a provisional registration number and password to resume later. Editing is allowed maximum 3 times before final submission.
Upload all mandatory documents: Photograph (JPEG, 20–50 KB), Signature (JPEG, 10–20 KB), Degree Certificate, IIBF Forex Certification, Experience Certificates, Biodata Form, Undertaking, and other documents as applicable — all in PDF format, max 500 KB each.
Review all entered details carefully. No changes/corrections are allowed after final submission.
Pay the application fee: ₹750 for Gen/EWS/OBC | ₹0 for SC/ST/PwBD — via Debit Card/Credit Card/Internet Banking. Fee once paid is non-refundable.
After successful payment, download and retain the e-receipt and system-generated application form printout.
Application window: 13 May 2026 to 02 June 2026. Apply well before the closing date.
For queries: Use the 'Contact Us' link at https://sbi.bank.in/web/careers/post-your-query

Recruitment Note: About State Bank of India (SBI)

State Bank of India, established in 1955 through the State Bank of India Act (successor to the Imperial Bank of India, which dates back to 1806), is India's largest public sector bank and one of the largest financial institutions in the world by assets, branches, and customer base. SBI has a network of over 22,000 branches and 62,000+ ATMs across India, along with an international presence in 30+ countries through its foreign offices. With a balance sheet size exceeding ₹60 lakh crore, SBI handles approximately 25% of India's total banking business. A Fortune 500 company, SBI also holds the distinction of being ranked the 5th strongest brand in India by Brand Finance India 100 in 2024 and recently won Gold at the Economics Times Human Capital Awards 2026 in four categories. SBI's Central Recruitment & Promotion Department (CRPD) manages recruitment for specialist and officer cadre positions across its vast operations.

Recruitment Note: Job Profile — Trade Finance Officer (MMGS-II)

As a Trade Finance Officer at SBI (MMGS-II), you are placed in the Specialist Cadre and deployed at SBI's Centralized Processing Centres (CPCs) — with suggested initial postings at Hyderabad and Kolkata. The role is back-office and operations focused rather than front-line sales. Day-to-day responsibilities include scrutinizing trade finance documents (Letters of Credit, Bank Guarantees, Documentary Collections) for compliance with UCP 600, URDG 758, RBI, and FEDAI guidelines; processing Forex and Trade Finance transactions on behalf of all branches within agreed Turnaround Time (TAT); reconciling entries in the Bank's Trade Finance, Forex, and CBS systems including IDPMS and EDPMS; guiding junior staff at the CPC and front-office; and timely submission of audit compliance reports. This is a permanent specialist role — there is no provision for conversion into General Cadre, which means your career track within SBI stays in the trade finance/international banking vertical. Career progression follows MMGS-II → MMGS-III → SMGS-IV ladder within the specialist stream.

Recruitment Note: Benefits & Perks Beyond Salary

SBI MMGS-II officers receive a comprehensive benefits package beyond the pay scale of ₹64,820–₹93,960. Benefits include: Dearness Allowance (DA — revised quarterly), House Rent Allowance (HRA) or Bank's leased accommodation, City Compensatory Allowance (CCA), Contributory Pension Fund (NPS — National Pension System), Provident Fund, Leave Fare Concession (LFC), Medical Facility for self and dependents (including hospitalization at empanelled hospitals), Group Personal Accident Insurance, Children's education allowance, Concessional staff loans (home loan, vehicle loan, personal loan at reduced interest rates — a significant benefit given SBI's loan rates), Leave entitlements (Earned Leave, Casual Leave, Medical Leave), and access to SBI's Staff Welfare measures including housing societies and recreation clubs. The 6-month probation period applies post-joining, after which confirmation is subject to satisfactory performance.

Recruitment Note: Important: CIBIL & Disciplinary Proceedings — Eligibility Disqualifiers

Two important disqualifying conditions specific to this SBI recruitment that candidates must check before applying: First, CIBIL defaulters are NOT eligible. If you have defaulted on any loan (including credit card dues) with any Bank/NBFC/Financial Institution and have not fully regularized/repaid the outstanding amount by the date of the offer letter from SBI, your appointment will be cancelled. Even if you repay before joining but CIBIL has not yet been updated, you must produce a No Dues Certificate from the lender. Second, any candidate with pending or contemplated disciplinary proceedings as on date of application is not eligible to apply. You must upload a mandatory undertaking (available on SBI's career page against this Advt. No.) at the time of online application — missing this upload means your application will not be considered for shortlisting.

SBI Trade Finance Officer Recruitment 2026Important Official Links

Apply Online Application Window: 13/05/2026 to 02/06/2026	Click Here ↗
Download Notification Advt No. CRPD/SCO/2026-27/05	Click Here ↗
Official Website	Click Here ↗

Disclaimer Information provided here is for quick reference. Verify all details on the official website before taking action.

Share on WhatsApp Share on Telegram

Quick Overview

🚀 Recruitment Overview

Quick Summary of the Notification

Organization	SBI
Post Name	Trade Finance Officer (MMGS-II)
Total Vacancy	100
Salary	MMGS-II: ₹64,820–₹93,960 \| Initial Basic: ₹64,820/month [Approx. ₹1,00,000–₹1,15,000/month with DA, HRA & Perquisites]
Job Location	All India
Apply Mode	Online
Last Date	02/06/2026
Official Website	Visit Website ↗

💡 Expert Tip

Three things that can get your SBI Trade Finance Officer application rejected: First, your IIBF Certification in Forex Operations is mandatory — and it must be dated on or before 30/04/2026 specifically. A certificate issued after this date, even by one day, will disqualify you. Second, if you are currently employed in any Govt./PSU/Nationalized Bank, you must upload a No Objection Certificate (NOC) from your employer along with your application — not at the interview stage. Missing this document means your candidature will not be considered at all. Third, your experience certificate from your employer must explicitly state that you worked in Trade Finance processing in a supervisory/official role — a generic experience certificate without this specific mention will not be counted. Also, CIBIL defaulters are ineligible — clear any outstanding loan/credit card dues before applying.

Common Questions (FAQs)

Q.1 What is the in-hand salary for SBI Trade Finance Officer (MMGS-II)? ▼

Ans: The post is in MMGS-II with a pay scale of ₹64,820–2340/1–67,160–2680/10–93,960. The initial basic pay is ₹64,820 per month. After adding DA, HRA, CCA, and other perquisites applicable to MMGS-II officers, the estimated gross monthly salary is approximately ₹1,00,000 to ₹1,15,000 per month. Staff loan benefits (concessional interest on home/vehicle/personal loans) further add significant monetary value over the tenure.

Q.2 What is the last date to apply for SBI Trade Finance Officer 2026? ▼

Ans: The last date to apply online and pay the application fee for SBI Trade Finance Officer (MMGS-II) Recruitment 2026 is 02 June 2026. The application window opened on 13 May 2026. No changes or corrections are allowed after final submission. Candidates are advised to apply well before the closing date to avoid last-minute website congestion. All updates will be published only on the Bank's official website.

Q.3 Is there any negative marking in the SBI Trade Finance Officer exam? ▼

Ans: No negative marking is mentioned in the official notification because there is no written examination for this post. SBI Trade Finance Officer (MMGS-II) selection is purely through shortlisting and a personal interview. The interview carries 100 marks and qualifying marks are decided by the Bank. Merit list is prepared in descending order of interview scores only.

Q.4 What is the age limit for SBI Trade Finance Officer 2026? ▼

Ans: The age limit is minimum 23 years and maximum 32 years as on 30 April 2026 for UR/General category candidates. OBC (NCL) candidates get 3 years relaxation (max 35 years). SC/ST candidates get 5 years relaxation (max 37 years). PwBD (UR/EWS) get 10 years; PwBD (OBC) get 13 years; PwBD (SC/ST) get 15 years relaxation. Note: Cumulative age relaxation is NOT available.

Q.5 How to download the SBI SCO Trade Finance Officer Notification PDF? ▼

Ans: Visit SBI's official career portal at https://sbi.bank.in/web/careers/current-openings, scroll down and click on Advertisement No. CRPD/SCO/2026-27/05. Download the detailed notification PDF from there. All updates, corrigendum, and result lists will be published only on this official portal. You can also download the notification directly from the link provided on this page.

Q.6 What is the educational qualification required for SBI Trade Finance Officer? ▼

Ans: Two mandatory requirements: (1) Graduate degree in any discipline from a Government recognized University or Institution, and (2) Certification in Forex Operations from IIBF — certificate must be dated on or before 30/04/2026. Preferred (not mandatory): CDCS certification, Certificate in Trade Finance, or Certificate in International Banking. Additionally, minimum 2 years of post-qualification experience in Trade Finance processing in a supervisory/official role at any Scheduled Commercial Bank is mandatory.

Q.7 What is the selection process for SBI Trade Finance Officer 2026? ▼

Ans: Selection is in two stages: (1) Shortlisting — Bank's committee shortlists candidates based on qualification, experience relevance, and certifications. Fulfilling minimum criteria does not guarantee an interview call. (2) Personal Interview — carries 100 marks; qualifying marks decided by the Bank. Final merit is purely on interview score. Tie-breaking by age (older candidate ranks higher). Appointment is also subject to medical fitness and character verification.

Q.8 Is SBI Trade Finance Officer a permanent government job? ▼

Ans: Yes, it is a regular (permanent) government bank post in Middle Management Grade Scale-II. However, it is a Specialist Cadre position — there is NO provision for conversion into SBI's General Cadre. Your career within SBI will remain in the trade finance/international banking vertical. After a 6-month probation period, you are confirmed in the role. You get NPS (National Pension System), medical benefits, staff loans, and all other perquisites applicable to MMGS-II officers.