LIC HFL Junior Assistant Recruitment 2026: Apply Online for 180 Posts

Q: Is there any negative marking in the LIC HFL Junior Assistant exam?

**Yes**, there is negative marking in the online examination. For every wrong answer, **1/4th (0.25) marks** will be deducted as penalty from the total score. No penalty for unattempted questions.

Q: What is the age limit for LIC HFL Junior Assistant Recruitment 2026?

The age limit is **21 to 30 years as on 01/04/2026**. The candidate must have been born not earlier than **02/04/1996** and not later than **01/04/2005** (both dates inclusive).

Q: What is the educational qualification required for this post?

Candidates must be a **Graduate with minimum 55% aggregate marks** in any discipline from a university recognized by the Govt. of India (as on 01/04/2026). Courses completed through **Correspondence, Distance, or Part-time mode are NOT eligible**. Operating knowledge of computers is mandatory.

Q: How to download the LIC HFL Junior Assistant Notification PDF?

Visit the official website **lichousing.com** → Click on **'Careers'** → Go to **'Job Opportunities'** → Open **'Recruitment of Junior Assistants'** → Click on **'View Detailed Advertisement'** to download the complete notification PDF dated 16/04/2026.

📅 Posted: 16/04/2026 📝 Updated: 18/04/2026

Total Vacancy180

SalaryBasic Pay ₹20,000 + Allowances (Gross ₹30,000 - ₹32,800/Month | CTC ₹4.64 - ₹4.98 Lakh/Annum based on City Category)

LocationAll India

Last Date30/04/2026

Short Information: LIC Housing Finance Limited (LIC HFL) has officially released the recruitment notification for 180 Junior Assistant posts across various cities in India. This is a golden opportunity for candidates having a Graduate degree with minimum 55% marks to join LIC HFL for loan processing, data entry, and customer servicing activities. Interested and eligible candidates can apply online from 16 April 2026 to 30 April 2026 through the official website lichousing.com.

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📅 Dates & Fees 📦 Vacancy 💰 Salary 🎯 Selection 📝 Pattern 📖 Syllabus ❓ FAQs 🔗 Important Links

LIC HFL Junior Assistant Recruitment 2026 2026Important Dates

Notification Released	16/04/2026
Application Begin	16/04/2026
Last Date to Apply	30/04/2026
Pay Exam Fee Last Date	30/04/2026
Admit Card Release	7-10 Days Before Exam
Exam Date	1st Week of June 2026 (Tentative)

LIC HFL Junior Assistant Recruitment 2026 2026Application Fee

All Candidates

₹800 + 18% GST

Payment: Online (Debit Card / Credit Card / Net Banking / IMPS / Cash Cards / Mobile Wallets)

LIC HFL Junior Assistant Recruitment 2026: Apply Online for 180 PostsVacancy Details & Age Limit

Age Limit: 21 to 30 Years (as on 01/04/2026). Candidate must be born between 02/04/1996 and 01/04/2005 (both dates inclusive).

(No specific age relaxation mentioned in the notification for reserved categories., Age will be reckoned as on 01/04/2026., Any age relaxation, if applicable, will be as per Government of India norms and company rules.)

Post Name	Total Post	Eligibility
Junior Assistant	180	Graduate (minimum 55% aggregate marks) in any discipline from a university recognized by Govt. of India. Operating & working knowledge of computers is required. Correspondence/Distance/Part-time courses are NOT eligible.
Total Vacancy	180

Recruitment Table: State-wise & City-wise Vacancy Distribution

State	City	Vacancy
Andhra Pradesh	Guntur - 1 Tirupati - 1 Vijayawada - 3 Vizag / Gajuwaka - 3	8
Assam	Guwahati - 3	3
Bihar	Biharsharif - 1 Muzaffarpur - 1 Patna - 5	7
Chhattisgarh	Raipur - 3	3
Delhi	Delhi / NCR - 3	3
Gujarat	Ahmedabad - 1 Rajkot - 1	2
Jammu & Kashmir	Jammu - 1	1
Karnataka	Bangalore - 23 Belgaum - 1 Gulbarga - 1 Hassan - 1 Mangalore - 1 Mysore - 1 Raichur - 1	29
Kerala	Ernakulam - 1 Palakkad - 1 Thrissur - 1	3
Madhya Pradesh	Bhopal - 9 Gwalior - 1 Indore - 5 Jabalpur - 1 Satna - 1 Shahdol - 1	18
Maharashtra	Ahmednagar - 1 Aurangabad - 1 Dhule - 1 Jalgaon - 1 Kolhapur - 1 Mumbai / Navi Mumbai / Thane - 8 Nagpur - 3 Nasik - 5 Pune / Pimpri Chinchwad - 3 Solapur - 1	25
Odisha	Cuttack / Bhubaneswar - 7	7
Punjab	Amritsar - 1	1
Rajasthan	Alwar - 1	1
Sikkim	Gangtok - 1	1
Tamil Nadu	Chennai - 6 Coimbatore - 5 Hosur - 1 Kanchipuram - 1 Karaikudi - 1 Karur - 1 Madurai - 4 Tirunelveli - 1 Tirupur - 1	21
Telangana	Hanumakonda / Warangal - 1 Hyderabad / Secunderabad - 19 Karimnagar - 1 Mahbubnagar - 1 Nizamabad - 1 Siddipet - 1	24
Uttar Pradesh	Lucknow - 2 Meerut - 6 Saharanpur - 1 Varanasi - 4	13
Uttarakhand	Dehradun - 1	1
West Bengal	Kolkata / Howrah / Chinsurah - 8 Siliguri - 1	9
Total		180
Note:Recruitment is based on City-wise vacancies and merit. Total vacancies may increase/decrease as per actual requirement. Candidates can apply for only ONE city (Vacancy City). Interview State = Vacancy State.

LIC HFL Junior Assistant Recruitment 2026Eligibility Criteria

Nationality: Candidate must be an Indian Citizen.
Age Limit: 21 to 30 Years (as on 01/04/2026). Born between 02/04/1996 and 01/04/2005.
Educational Qualification: Graduate with minimum 55% aggregate marks in any discipline from a university recognized by Govt. of India (as on 01/04/2026).
Final result must be declared on or before 01/04/2026.
Courses completed through Correspondence / Distance / Part-time mode are NOT eligible.
Computer Literacy: Operating and working knowledge in computer systems is mandatory.
Work Experience: Preferred (but not mandatory).
CGPA Conversion: Where CGPA/OGPA is awarded, it must be converted to percentage. Fraction will be ignored (e.g., 54.99% = less than 55%).

LIC HFL Junior Assistant Recruitment 2026Pay Scale / Salary Structure

Post Name	Salary Level
Junior Assistant - City Category I (Metro)	Basic Pay ₹20,000 + HRA ₹4,400 + Other Benefits ₹8,400 + Meal Coupon ₹5,040 \| Gross Monthly ₹32,800 \| Net Monthly ₹29,527 + Meal Coupon \| CTC ₹4,98,108/annum
Junior Assistant - City Category II	Basic Pay ₹20,000 + HRA ₹3,600 + Other Benefits ₹7,600 + Meal Coupon ₹5,040 \| Gross Monthly ₹31,200 \| Net Monthly ₹27,927 + Meal Coupon \| CTC ₹4,78,908/annum
Junior Assistant - City Category III	Basic Pay ₹20,000 + HRA ₹3,000 + Other Benefits ₹7,000 + Meal Coupon ₹5,040 \| Gross Monthly ₹30,000 \| Net Monthly ₹26,727 + Meal Coupon \| CTC ₹4,64,508/annum

LIC HFL Junior Assistant Recruitment 2026Selection Process Steps

Online Examination (Objective Type - 200 Marks)
Interview
Document Verification
Medical Examination
Background Verification

LIC HFL Junior Assistant Recruitment 2026Detailed Exam Pattern

Recruitment Details: Online Examination Overview

Mode: Online (Computer-Based Objective Type).
Total Questions: 200 MCQs | Total Marks: 200.
Duration: 2 Hours (120 Minutes).
Language: English Only.
Negative Marking: YES - 1/4th (0.25) marks deducted for each wrong answer.
Cut-off: Applied in two stages - (i) Section-wise (ii) Total Score.
Score Normalization: Applied if exam is conducted in multiple sessions.

Recruitment Table: Online Examination Section-wise Pattern

Section	Questions	Marks
English Language	40	40
Logical Reasoning	40	40
General Awareness (Special focus on Housing Finance Industry)	40	40
Numerical Ability	40	40
Computer Skill	40	40
Total	200	200

LIC HFL Junior Assistant Recruitment 2026Subject-wise Syllabus Topics

The LIC HFL Junior Assistant Online Examination syllabus covers 5 sections. Detailed syllabus is expected based on similar banking/housing finance recruitment exams.

📚 English Language

Reading Comprehension
Cloze Test
Fill in the Blanks
Error Spotting & Sentence Correction
Para Jumbles
Vocabulary - Synonyms, Antonyms
Idioms & Phrases
Active / Passive Voice
Direct / Indirect Speech
One Word Substitution

📚 Logical Reasoning

Puzzle & Seating Arrangement
Syllogism
Blood Relations
Coding-Decoding
Direction Sense
Inequality
Data Sufficiency
Statement & Conclusion
Analogy & Classification
Input-Output
Order & Ranking

📚 General Awareness (with focus on Housing Finance Industry)

Current Affairs (National & International)
Banking & Financial Awareness
Housing Finance Industry - NHB, HFC Regulations, RBI Guidelines
LIC HFL History, Products, Schemes & Subsidiaries
Indian Economy & Budget
Government Schemes (PMAY, Housing for All)
Static GK - Capitals, Currencies, Awards, Sports
Books & Authors, Important Days
Appointments, Summits & Conferences
Abbreviations in Banking & Finance

📚 Numerical Ability

Simplification & Approximation
Number Series
Quadratic Equations
Data Interpretation (Tables, Bar Graphs, Pie Charts)
Percentage
Profit & Loss
Simple & Compound Interest
Ratio & Proportion
Average, Age Problems
Time & Work, Time & Distance
Mixture & Allegation
Probability, Permutation & Combination
Mensuration

📚 Computer Skill

Fundamentals of Computer
Computer Generations & History
Hardware & Software Basics
Operating System (Windows Basics)
MS Office - Word, Excel, PowerPoint
Internet & Email
Computer Abbreviations
Keyboard Shortcuts
Computer Networking Basics
Security Tools, Virus & Antivirus
Database Management Basics

LIC HFL Junior Assistant Recruitment 2026How to Apply

Visit the official LIC HFL website lichousing.com.
Click on 'Careers' and then go to 'Job Opportunities'.
Open the page 'Recruitment of Junior Assistants' and click on 'Apply Online'.
Click on 'Click here for New Registration' and enter Name, Contact details & Email ID.
Note down the Provisional Registration Number and Password (also sent via Email/SMS).
Login and fill in all details - Personal, Educational, Experience, etc.
Upload required documents: Photograph (20-50 KB), Signature (10-20 KB), Left Thumb Impression (20-50 KB), and Handwritten Declaration (50-100 KB).
Select one 'Vacancy City' (posting city) and one 'Examination State' (these can be different).
Preview the application carefully and click 'Complete Registration'.
Pay the application fee of ₹800 + 18% GST via Debit/Credit Card, Net Banking, IMPS, or Mobile Wallets.
Take printout of the e-Receipt and system-generated Application Form for future reference.

Recruitment Note: Probation Period

Selected candidates will be on probation for 6 months from the date of joining, which may be extended as per company rules.

Recruitment Note: Job Role & Responsibilities

Junior Assistants will perform activities related to loan processing, file & document movement management, document scanning, data entry, calling and following up for EMI collection (regular and default cases), recovery department activities, customer servicing, cash counter management, return of documents (ROD), basic marketing activities, and other business-related activities of LIC HFL.

Recruitment Note: Additional Benefits

In addition to salary, Junior Assistants are eligible for: (i) Gratuity as per applicable rules, (ii) Staff Housing Loan Scheme, (iii) Performance Linked Incentive, (iv) Annual Increment up to 10% of Basic Pay based on quarterly/annual performance. Note: Lease facility and staff quarter facility are NOT applicable for Junior Assistant cadre.

Recruitment Note: City Posting Rule

Candidates applying for a particular city (Vacancy City) will be preferably posted in that city subject to requirement and suitability. However, this is not deemed implicit and LIC HFL reserves the right to post at any location as per business need.

Recruitment Note: NOC Requirement

Candidates currently serving under any employment must produce 'No Objection Certificate (NOC)' from their employer at the time of interview, failing which their candidature may not be considered.

Recruitment Note: Identity Verification & Biometric

Valid Photo ID Proof required at exam: PAN Card / Aadhaar / Passport / Driving License / Voter ID / Employee ID. Ration Card and Learner's Driving License are NOT valid. Biometric data (thumb impression) and photograph will be captured on the day of examination and verified at later stages.

Recruitment Note: Scribe Facility (PwD Candidates)

Visually impaired candidates and candidates with permanent writing disability (40%+ impairment) can use their own scribe at their cost. Candidates opting for scribe get compensatory time of 20 minutes per hour of examination. The scribe must not be a candidate for the same exam.

Recruitment Note: Legal Jurisdiction

Any legal proceedings in respect of any dispute arising out of this advertisement or recruitment process shall fall under the jurisdiction of Mumbai courts/tribunals only.

LIC HFL Junior Assistant Recruitment 2026Important Official Links

Apply Online	Click Here ↗
Download Notification LIC HFL Junior Assistant Recruitment 2026 (Dated: 16/04/2026)	Click Here ↗
Official Website	Click Here ↗

Disclaimer Information provided here is for quick reference. Verify all details on the official website before taking action.

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Quick Overview

🚀 Recruitment Overview

Quick Summary of the Notification

Organization	LIC HFL
Post Name	Junior Assistant
Total Vacancy	180
Salary	Basic Pay ₹20,000 + Allowances (Gross ₹30,000 - ₹32,800/Month \| CTC ₹4.64 - ₹4.98 Lakh/Annum based on City Category)
Job Location	All India
Apply Mode	Online
Last Date	30/04/2026
Official Website	Visit Website ↗

Common Questions (FAQs)

Q.1 What is the in-hand salary for LIC HFL Junior Assistant? ▼

Ans: The post carries a Basic Pay of ₹20,000 plus HRA and other allowances. The Net Monthly Salary ranges from ₹26,727 to ₹29,527 (plus Meal Coupon of ₹5,040) depending on the city category. The total CTC ranges from ₹4.64 Lakh to ₹4.98 Lakh per annum, including PF, Mediclaim, and Group Insurance contributions.

Q.2 What is the last date to apply online for LIC HFL Junior Assistant Recruitment 2026? ▼

Ans: The last date for submission of the online application and fee payment is 30/04/2026. The online examination is tentatively scheduled for the 1st week of June 2026.

Q.3 Is there any negative marking in the LIC HFL Junior Assistant exam? ▼

Ans: Yes, there is negative marking in the online examination. For every wrong answer, 1/4th (0.25) marks will be deducted as penalty from the total score. No penalty for unattempted questions.

Q.4 What is the age limit for LIC HFL Junior Assistant Recruitment 2026? ▼

Ans: The age limit is 21 to 30 years as on 01/04/2026. The candidate must have been born not earlier than 02/04/1996 and not later than 01/04/2005 (both dates inclusive).

Q.5 What is the educational qualification required for this post? ▼

Ans: Candidates must be a Graduate with minimum 55% aggregate marks in any discipline from a university recognized by the Govt. of India (as on 01/04/2026). Courses completed through Correspondence, Distance, or Part-time mode are NOT eligible. Operating knowledge of computers is mandatory.

Q.6 How to download the LIC HFL Junior Assistant Notification PDF? ▼

Ans: Visit the official website lichousing.com → Click on 'Careers' → Go to 'Job Opportunities' → Open 'Recruitment of Junior Assistants' → Click on 'View Detailed Advertisement' to download the complete notification PDF dated 16/04/2026.