J&K Bank Apprentice Recruitment 2026: Apply Online for 614 Posts
Short Information: Jammu & Kashmir Bank has officially released the apprentice recruitment notification (Ref No: JKB/HR/Rectt/2026-182) for 614 Apprentice posts under the National Apprenticeship Training Scheme (NATS) as per Apprentices Act-1961 for a period of 1 year. This is a golden opportunity for candidates having a Graduation degree (passed on or after 01/01/2022) along with local/official language proficiency to join J&K Bank's branches/offices across UT of J&K, Ladakh, Delhi, Mumbai, Lucknow, Bangalore, and Mohali. Interested and eligible candidates can apply online from 20 April 2026 to 26 April 2026 through the official website jkb.bank.in.
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J&K Bank Apprentice Online Form 2026 2026Important Dates
| Notification Released | 17/04/2026 |
| Opening Date for Online Registration | 20/04/2026 |
| Closing Date for Online Registration & Fee Payment | 26/04/2026 |
| Cut-off Date for Age & Eligibility | 01/01/2026 |
| Date of Online Examination | To be communicated separately |
| Admit Card Download Date | To be notified on jkb.bank.in |
| Result Date | To be notified on jkb.bank.in |
J&K Bank Apprentice Online Form 2026 2026Application Fee
| Unreserved (UR) Candidates | ₹700 (Inclusive of GST) |
| Reserved Category (SC / ST / OBC / EWS / PwBD) Candidates | ₹500 (Inclusive of GST) |
J&K Bank Apprentice Recruitment 2026: Apply Online for 614 PostsVacancy Details & Age Limit
Age Limit: Minimum 20 Years and Maximum 28 Years (as on 01/01/2026)
(SC / ST / OBC / PwBD etc.: As per Government of India guidelines, NOTE: No age relaxation provided to categories where there are no vacancies, DBT Eligibility: Govt. share of ₹4,500/month (DBT) will ONLY be paid to Apprentices whose age is less than 35 years on the date of online contract issuance through Apprenticeship Portal)
| Post Name | Total Post | Eligibility |
|---|---|---|
| Apprentice (NATS) — UT of J&K (20 Districts) | 461 | Graduation from a recognized University/Institute (passed on or after 01/01/2022). Must have studied local/official language as a subject in Class 10th or 12th. Age: 20-28 Years as on 01/01/2026. |
| Apprentice (NATS) — UT of Ladakh (Kargil & Leh) | 18 | Graduation from a recognized University/Institute (passed on or after 01/01/2022). Must have studied local/official language as a subject in Class 10th or 12th. Age: 20-28 Years as on 01/01/2026. |
| Apprentice (NATS) — Rest of India (Delhi/Mumbai/Lucknow/Bangalore/Mohali Clusters) | 135 | Graduation from a recognized University/Institute (passed on or after 01/01/2022). Must have studied local/official language as a subject in Class 10th or 12th. Age: 20-28 Years as on 01/01/2026. |
| Total Vacancy | 614 |
Recruitment Table: UT of J&K — District-wise & Category-wise Vacancy Distribution
| S. No. | Name of the District | No. of Vacancies | Scheduled Castes | Scheduled Tribes | Socially & Educationally Backward Classes | EWS | UR | PwD - Horizontal Reservation | |||
|---|---|---|---|---|---|---|---|---|---|---|---|
| (i) | (ii) | Other Backward Classes | ALC/ IB | Residents of Backward Area | |||||||
| 1 | Srinagar | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 7 | 30 | 3 |
| 2 | Ganderbal | 12 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 5 | 0 |
| 3 | Baramulla | 35 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 14 | 1 |
| 4 | Bandipora | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 4 | 0 |
| 5 | Anantnag | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 12 | 1 |
| 6 | Kulgam | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 7 | Pulwama | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 8 | 0 |
| 8 | Shopian | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 9 | Budgam | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 12 | 1 |
| 10 | Kupwara | 18 | 1 | 2 | 2 | 2 | 1 | 2 | 1 | 7 | 0 |
| 11 | Poonch | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 12 | Rajouri | 19 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 7 | 0 |
| 13 | Jammu | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 7 | 30 | 3 |
| 14 | Samba | 13 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 15 | Udhampur | 16 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 7 | 0 |
| 16 | Reasi | 11 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 5 | 0 |
| 17 | Kathua | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 8 | 0 |
| 18 | Doda | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 19 | Ramban | 9 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 3 | 0 |
| 20 | Kishtwar | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 4 | 0 |
| TOTAL | 461 | 33 | 49 | 47 | 36 | 22 | 41 | 40 | 186 | 9 | |
Recruitment Table: UT of Ladakh — District-wise Vacancy Distribution
| S. No. | Name of the District | No. of Vacancies | Scheduled Castes | Scheduled Tribes | SEBC (Residents of ALC areas, Ladakh) | EWS | UR |
|---|---|---|---|---|---|---|---|
| 1 | Kargil | 8 | 0 | 8 | 0 | 0 | 0 |
| 2 | Leh | 10 | 0 | 9 | 0 | 1 | 0 |
| TOTAL | 18 | 0 | 17 | 0 | 1 | 0 | |
Recruitment Table: Rest of India (ROI) — Cluster-wise Vacancy Distribution (Outside UT J&K and Ladakh)
| S. No. | Name of the Cluster | No. of Vacancies | Scheduled Castes | Scheduled Tribes | Other Backward Classes | EWS | UR | PwBD (Horizontal) |
|---|---|---|---|---|---|---|---|---|
| 1 | Delhi | 42 | 6 | 3 | 11 | 4 | 18 | 1 |
| 2 | Mumbai / Greater Mumbai | 26 | 2 | 2 | 7 | 2 | 13 | 1 |
| 3 | Lucknow | 20 | 4 | 0 | 5 | 2 | 9 | 0 |
| 4 | Bangalore | 19 | 3 | 1 | 5 | 1 | 9 | 0 |
| 5 | Mohali | 28 | 8 | 0 | 5 | 2 | 13 | 1 |
| TOTAL | 135 | 23 | 6 | 33 | 11 | 62 | 3 | |
J&K Bank Apprentice Online Form 2026Eligibility Criteria
- Nationality: Candidate must be an Indian Citizen.
- Educational Qualification: Graduation from a recognized University/Institute. Candidate must have passed Graduation on or after 01/01/2022. Only Graduates are eligible to apply for apprenticeship under NATS.
- Language Proficiency: Candidate should be proficient in the local/official language of the respective region/area as recognized by the State/UT and must have studied the local/official language as a subject in Class 10th or Class 12th.
- Age Limit (as on 01/01/2026): Minimum 20 Years and Maximum 28 Years. Age relaxation for SC/ST/OBC/PwBD etc. as per Government of India guidelines.
- Previous Apprenticeship Disqualifier: Candidates who have already undergone Apprenticeship in J&K Bank or any other organization, or are currently pursuing apprenticeship under Apprentices Act 1961, or were terminated during apprenticeship due to their own fault — are NOT eligible.
- Prior Work Experience Disqualifier: Candidates who have undergone training or have job experience of 1 year or more after attainment of educational qualification are NOT eligible.
- Apprenticeship Portal Registration: Mandatory registration on https://nats.education.gov.in before applying. Aadhaar, Mobile, and Bank Account must be inter-linked with DBT enabled.
- One Application per District/Area: Candidate can apply for only ONE district/area. Multiple applications — only the latest one will be considered.
- NO claim to regular employment: Apprentice shall have NO right to claim employment in the Bank after completion of training.
J&K Bank Apprentice Online Form 2026Pay Scale / Salary Structure
| Post Name | Salary Level |
|---|---|
| Apprentice (NATS) — Monthly Stipend | Total ₹13,500/month — ₹9,000 (Bank's Share) + ₹4,500 (Govt. Share via DBT). Bank will in NO case disburse stipend more than ₹9,000/month. |
| Conveyance Allowance | Entitled up to ₹1,250/month (maximum) |
| Total Monthly Pay-out (Approx.) | ₹14,750/month (Stipend ₹13,500 + Conveyance ₹1,250) |
| DBT Eligibility Condition | DBT ₹4,500/month from Govt. Agency paid ONLY for Apprentices whose age is less than 35 years on the date of online contract issuance through Apprenticeship Portal |
| Other Allowances/Benefits | NOT admissible — Apprentices are NOT eligible for any other allowances or benefits |
J&K Bank Apprentice Online Form 2026Selection Process Steps
- Stage 1 — Online Written Test (Objective Type): 100 Questions, 100 Marks, 60 Minutes. Merit-based selection.
- Stage 2 — Merit List Preparation: District/Region-wise and Category-wise merit list drawn based on aggregate marks in descending order.
- Stage 3 — Tie-Breaking Rule: If two or more candidates score the same marks, ranking will be based on age (descending order — elder candidate preferred first).
- Stage 4 — Document Verification: Original documents will be verified by the Bank.
- Stage 5 — Medical Fitness: Candidates must be declared medically fit by a qualified medical practitioner engaged by the Bank.
- Stage 6 — Online Contract Issuance: Offered digitally through the NATS Apprenticeship Portal (https://nats.education.gov.in). Candidate must accept within stipulated time.
- Wait List: Wait list of 50% of notified vacancies maintained for 1 year from the date of result OR till next engagement exercise, whichever is earlier.
J&K Bank Apprentice Online Form 2026Detailed Exam Pattern
Recruitment Details: Online Examination Pattern Overview
- Mode: Online (Computer Based Test - CBT).
- Question Type: Objective Multiple Choice Questions (MCQs).
- Medium / Language: English only (Exam conducted only in English language).
- Total Questions: 100 | Total Marks: 100 | Duration: 60 minutes (1 hour).
- Negative Marking: YES — 1/4 (0.25) marks deducted for each wrong answer. No penalty for unattempted questions.
- Weightage for J&K/Ladakh Domicile: Additional 2.5 marks (2.5% of maximum) will be added to the score for candidates from UTs of J&K & Ladakh domicile (for Banking Associate recruitment, subject to conditions).
- Merit: District/Region-wise and Category-wise. In tie — elder candidate preferred.
- Cut-off: Applied in 2 stages — (i) on individual test scores (ii) on total score.
Recruitment Table: Online Written Test — Section-wise Pattern
| S. No. | Test / Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|---|
| 1 | General Awareness & English Comprehension | 50 | 50 | 30 Minutes |
| 2 | Quantitative Aptitude & Reasoning Ability | 50 | 50 | 30 Minutes |
| Total | 100 | 100 | 60 |
Recruitment Table: Online Examination Centres (Multiple Locations)
| S. No. | Examination Centre | State / UT |
|---|---|---|
| 1 | Srinagar | Jammu & Kashmir |
| 2 | Jammu | Jammu & Kashmir |
| 3 | Baramulla | Jammu & Kashmir |
| 4 | Samba | Jammu & Kashmir |
| 5 | Leh | Ladakh |
| 6 | Kargil | Ladakh |
| 7 | Delhi / Delhi NCR | Delhi |
| 8 | Mumbai / Navi Mumbai / Thane / MMR | Maharashtra |
| 9 | Pune | Maharashtra |
| 10 | Bangalore | Karnataka |
| 11 | Lucknow | Uttar Pradesh |
| 12 | Chandigarh | Chandigarh UT |
| 13 | Mohali | Punjab |
Recruitment Table: Benefits for Apprentices (Domicile of UT J&K & Ladakh) in Future Banking Associate Recruitment
| Benefit Type | Details |
|---|---|
| Age Relaxation | 1 Year relaxation across ALL categories for Banking Associate cadre recruitment (after successful apprenticeship completion & issuance of Certificate of Proficiency) |
| Weightage Marks | Additional 2.5% of maximum marks (2.5 marks out of 100) added to Banking Associate online written test score (subject to max marks cap + subject-wise cut-offs) |
| Applicability | Applicable EXCLUSIVELY for Domicile of UTs of J&K & Ladakh |
Recruitment Table: Upload Document Specifications
| Document | Dimensions | File Size | Format |
|---|---|---|---|
| Photograph | 200 x 230 pixels (4.5cm × 3.5cm) | 20 KB – 50 KB | JPG / JPEG |
| Signature | 140 x 60 pixels | 10 KB – 20 KB | JPG / JPEG |
| Left Thumb Impression | 240 x 240 pixels @ 200 DPI (3cm × 3cm) | 20 KB – 50 KB | JPG / JPEG |
| Handwritten Declaration (in English) | 800 x 400 pixels @ 200 DPI (10cm × 5cm) | 50 KB – 100 KB | JPG / JPEG |
J&K Bank Apprentice Online Form 2026Subject-wise Syllabus Topics
The J&K Bank Apprentice Online Written Test comprises 2 sections — each of 50 questions and 50 marks, with 30 minutes duration per section. Exam conducted in English only. Below is the indicative syllabus.
- Current Affairs (National & International, last 6 months)
- Banking Awareness (RBI, Banking regulations, NABARD)
- Indian Economy & Budget Highlights
- Financial & Monetary Policy
- Static GK (History, Geography, Polity, Science)
- Sports, Awards, Appointments
- J&K State GK
- Important Days, Books & Authors
- Reading Comprehension Passages
- Cloze Test
- Para Jumbles / Sentence Rearrangement
- Fill in the Blanks (Single / Double)
- Synonyms & Antonyms
- Error Spotting / Sentence Correction
- Idioms & Phrases
- One-word Substitution
- Vocabulary
- Simplification & Approximation
- Number Series
- Percentage, Profit & Loss, Discount
- Simple Interest & Compound Interest
- Ratio & Proportion, Average
- Time & Work, Time Speed & Distance
- Pipes & Cisterns, Boat & Stream
- Mixtures & Allegations
- Mensuration (2D & 3D)
- Data Interpretation (Tabular, Bar Graph, Pie Chart, Line Graph)
- Quadratic Equations
- Puzzles (Linear, Circular, Floor-based)
- Seating Arrangement
- Blood Relations
- Direction Sense
- Syllogism
- Coding-Decoding
- Alphanumeric Series
- Order & Ranking
- Inequality
- Input-Output
- Data Sufficiency
- Statement & Assumptions / Conclusions
J&K Bank Apprentice Online Form 2026How to Apply
- STEP 1 — Register on Apprenticeship Portal (MANDATORY): Before applying, candidates MUST register on the NATS Apprenticeship Portal at https://nats.education.gov.in. Generate Enrolment Number (keep safe for future reference). Complete 100% profile on Apprenticeship portal. Ensure Mobile, Aadhaar, and Bank Account are inter-linked with DBT enabled.
- STEP 2 — Scan Documents: Scan Photograph (4.5×3.5 cm, 20-50 KB), Signature with black ink (140×60 px, 10-20 KB), Left Thumb Impression on white paper with black/blue ink (240×240 px, 20-50 KB), and Handwritten Declaration in English with black ink (800×400 px, 50-100 KB). All files must be JPG/JPEG format, minimum 200 DPI. Signature in CAPITAL LETTERS will NOT be accepted.
- STEP 3 — Apply Online at J&K Bank Website: Visit https://www.jkb.bank.in → Go to Careers tab → Click on 'Engagement of Apprentices' → Click 'Click here for New Registration'.
- STEP 4 — Fill Registration Form: Enter Name, Contact details, and Email ID → A Provisional Registration Number and Password will be generated (also sent via Email/SMS) → Note down for future reference.
- STEP 5 — Complete Application: Use 'SAVE AND NEXT' to save partial progress → Upload Photograph, Signature, Left Thumb Impression, and Handwritten Declaration → Fill all remaining details (district/cluster choice, personal info, qualification details).
- STEP 6 — Preview & Submit: Click 'Preview' to verify entire application → Click 'COMPLETE REGISTRATION' (no changes allowed after this).
- STEP 7 — Pay Application Fee: Click 'Payment' Tab → Pay ₹700 (UR) or ₹500 (Reserved category) via Debit Card (RuPay/Visa/MasterCard/Maestro) / Credit Card / Net Banking / IMPS / Cash Cards / Mobile Wallets.
- STEP 8 — E-Receipt Generation: On successful payment, e-Receipt will be generated. Take printout of application form + e-Receipt for future reference.
- IMPORTANT: Candidate can apply for ONLY ONE district/area — in case of multiple registrations, only the latest application will be considered. Selection strictly for applied district/area only (no change permitted).
Recruitment Note: Training Duration & Certification
Recruitment Note: Training Hours & Leave Policy
Recruitment Note: Stipend Payment Conditions
Recruitment Note: IMPORTANT — NO Employment Guarantee
Recruitment Note: Scribe Facility for PwBD Candidates
Recruitment Note: Benefits for Future Banking Associate Recruitment (J&K / Ladakh Domicile ONLY)
Recruitment Note: Helpdesk for Queries
Recruitment Note: Court of Jurisdiction
Recruitment Note: Documents Required at Engagement Time
J&K Bank Apprentice Online Form 2026Important Official Links
| Apply Online Application Window: 20/04/2026 to 26/04/2026 | Click Here ↗ |
| Download Notification Ref No. JKB/HR/Rectt/2026-182 dated 17/04/2026 | Click Here ↗ |
| Helpdesk (IBPS CGRS) Centralized Grievance Redressal System for queries | Click Here ↗ |
| Official Website | Click Here ↗ |
Quick Overview
🚀 Recruitment Overview
Quick Summary of the Notification
| Organization | |
|---|---|
| Post Name | Apprentice (NATS) |
| Total Vacancy | 614 |
| Salary | ₹13,500/Month (₹9,000 Bank Share + ₹4,500 Govt DBT Share) + ₹1,250/Month Conveyance [Total Approx. ₹14,750/Month] — Fixed Stipend for 12-Month NATS Training |
| Job Location | Jammu and Kashmir |
| Apply Mode | Online |
| Last Date | 26/04/2026 |
| Official Website | Visit Website ↗ |