Indian Overseas Bank IOB Apprentice Recruitment 2026: Apply Online for 750 Posts
📅 Posted: 06/07/2026 📝 Updated: 06/07/2026
Total Vacancy750
SalaryStipend ₹14,000 - ₹15,500/Month (Semi-Urban/Rural to Metro)
LocationAll India
Last Date20/07/2026
Short Information: Indian Overseas Bank has opened applications for 750 Apprentice seats across almost every state and union territory for the FY 2026-27 batch under the Apprentices Act, 1961. If you have completed a graduation degree in any discipline and are between 20 and 28 years as on 01 July 2026, this program gives you a full year of structured, on-the-job exposure inside a public sector bank. The stipend varies by branch posting — ₹15,500 per month in Metro branches, ₹14,500 in Urban branches, and ₹14,000 in Semi-Urban or Rural branches, with the Government's NAPS/NATS subsidy component adjusted separately. Selection runs through a 90-minute online objective test covering General/Financial Awareness, General English, Quantitative & Reasoning Aptitude, and Computer or Subject Knowledge, each carrying 25 marks. Candidates must also clear a local language proficiency test for the state they apply under, since postings are state-specific and each candidate can apply from only one State/UT, preferably their home state. Applications open on 07 July 2026 and close on 20 July 2026 on the NAPS and NATS portals, with the online examination tentatively scheduled for 02 August 2026. While apprentices are not treated as regular bank employees and get no guarantee of permanent placement afterward, the year adds genuine banking-sector experience and an Apprenticeship Certificate on completion, which many candidates later use to strengthen applications for regular bank recruitment exams.
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Indian Overseas Bank IOB Apprentice Online Form 2026 2026Important Dates
| Notification Released | 06/07/2026 |
| Opening Date of Online Application (NAPS/NATS/BEEP) | 07/07/2026 |
| Closing Date of Online Application (NAPS/NATS) | 20/07/2026 |
| Payment of Application Fee on BEEP | 07/07/2026 to 22/07/2026 |
| Online Examination Date (Tentative) | 02/08/2026 |
Indian Overseas Bank IOB Apprentice Online Form 2026 2026Application Fee
| SC / ST / PwBD | ₹236 (₹200 + 18% GST) |
| GEN / OBC / EWS (Female) | ₹708 (₹600 + 18% GST) |
| GEN / OBC / EWS (Male) | ₹944 (₹800 + 18% GST) |
Payment: Online
Indian Overseas Bank IOB Apprentice Recruitment 2026: Apply Online for 750 PostsVacancy Details & Age Limit
Age Limit: 20-28 Years (as on 01/07/2026)
(SC/ST: 5 Years, OBC (Non-Creamy Layer): 3 Years, PwBD: 10 Years)
| Post Name | Total Post | Eligibility |
|---|---|---|
| Apprentice | 750 |
|
| Total Vacancy | 750 |
Recruitment Table: State/UT Wise Category Vacancy
| State/ U T | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|
| Andaman And Nicobar Isl. | 0 | 0 | 0 | 0 | 1 | 1 |
| Andhra Pradesh | 4 | 0 | 5 | 0 | 6 | 15 |
| Arunachal Pradesh | 0 | 0 | 0 | 0 | 1 | 1 |
| Assam | 0 | 0 | 1 | 0 | 3 | 4 |
| Bihar | 8 | 0 | 12 | 2 | 13 | 35 |
| Chandigarh | 0 | 0 | 1 | 0 | 3 | 4 |
| Chhattisgarh | 1 | 7 | 0 | 0 | 2 | 10 |
| Daman & Diu | 0 | 0 | 0 | 0 | 1 | 1 |
| Delhi | 9 | 7 | 27 | 1 | 9 | 53 |
| Dadra And Nagar | 0 | 0 | 0 | 0 | 0 | 0 |
| Gujarat | 1 | 4 | 8 | 0 | 3 | 16 |
| Goa | 0 | 1 | 0 | 0 | 0 | 1 |
| Himachal Pradesh | 0 | 0 | 0 | 0 | 1 | 1 |
| Haryana | 4 | 0 | 7 | 0 | 5 | 16 |
| Jammu And Kashmir | 0 | 0 | 0 | 0 | 2 | 2 |
| Jharkhand | 0 | 2 | 0 | 0 | 6 | 8 |
| Karnataka | 2 | 1 | 3 | 0 | 0 | 6 |
| Kerala | 5 | 0 | 15 | 1 | 12 | 33 |
| Lakshadweep | 0 | 0 | 0 | 0 | 0 | 0 |
| Manipur | 0 | 2 | 0 | 0 | 2 | 4 |
| Meghalaya | 0 | 0 | 0 | 0 | 2 | 2 |
| Maharashtra | 9 | 12 | 25 | 6 | 33 | 85 |
| Mizoram | 0 | 0 | 0 | 0 | 2 | 2 |
| Madhya Pradesh | 2 | 4 | 2 | 0 | 4 | 12 |
| Nagaland | 0 | 0 | 0 | 0 | 1 | 1 |
| Odisha | 4 | 10 | 2 | 1 | 5 | 22 |
| Punjab | 7 | 0 | 9 | 1 | 7 | 24 |
| Pondicherry | 4 | 0 | 7 | 0 | 1 | 12 |
| Rajasthan | 6 | 4 | 1 | 0 | 5 | 16 |
| Sikkim | 0 | 0 | 0 | 0 | 2 | 2 |
| Telangana | 2 | 1 | 3 | 0 | 0 | 6 |
| Tamil Nadu | 63 | 4 | 67 | 12 | 54 | 200 |
| Tripura | 0 | 0 | 0 | 0 | 2 | 2 |
| Uttarakhand | 3 | 0 | 0 | 0 | 5 | 8 |
| Uttar Pradesh | 34 | 0 | 41 | 6 | 29 | 110 |
| West Bengal | 8 | 4 | 11 | 2 | 10 | 35 |
| Total | 176 | 63 | 247 | 32 | 232 | 750 |
| Note:The above vacancies include backlog. Number of seats is provisional and may vary as per actual requirement of the Bank. | ||||||
Recruitment Table: Horizontal Reservation (Persons with Benchmark Disabilities - PwBD)
| Category | Vacancy |
|---|---|
| Hearing Impaired (HI) | 19 |
| Orthopedically Challenged (OC) | 16 |
| Visually Impaired (VI) | 17 |
| Intellectual Disability (ID) | 16 |
| Note:PwBD reservation is horizontal; selected candidates are placed within their respective SC/ST/OBC/EWS/UR category. | |
Indian Overseas Bank IOB Apprentice Online Form 2026Eligibility Criteria
- Candidate must be a Citizen of India.
- Must hold a Degree (Graduation) in any discipline from a University recognized by the Govt. of India, with result declared on or before 31/07/2026.
- Candidates registered under NATS must have graduation results declared between 01/03/2022 and 31/07/2026.
- Age must be 20-28 years as on 01/07/2026 for General and EWS candidates (DOB between 01/07/1998 and 01/07/2006).
- Candidate must not have previously undergone or be pursuing Apprenticeship under the Apprentices Act, 1961, with IOB or any other organization.
- Candidates with one year or more of training/job experience after completing graduation are not eligible.
- Candidate must be proficient in reading, writing, speaking and understanding the local language of the state applied for.
- Candidate can apply for engagement from only one State/UT, preferably their home State/UT.
Indian Overseas Bank IOB Apprentice Online Form 2026Pay Scale / Salary Structure
| Post Name | Salary Level |
|---|---|
| Apprentice (Metro Branch) | Stipend ₹15,500/Month |
| Apprentice (Urban Branch) | Stipend ₹14,500/Month |
| Apprentice (Semi-Urban/Rural Branch) | Stipend ₹14,000/Month |
Indian Overseas Bank IOB Apprentice Online Form 2026Selection Process Steps
- Online Written Examination (Objective Type)
- Test of Local Language
- Document Verification / Personal Interaction
- Medical Examination
Indian Overseas Bank IOB Apprentice Online Form 2026Detailed Exam Pattern
Recruitment Details: Exam Overview
- Mode: Online (Objective Type).
- Total Duration: 90 Minutes.
- Total Marks: 100.
- No negative marking mentioned in official notification.
- Minimum qualifying percentage as decided by the Bank; 5% relaxation for SC/ST/OBC/PwBD; no sectional cutoff.
Recruitment Table: Written Exam Details
| Subject | Questions | Marks |
|---|---|---|
| General/Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Quantitative and Reasoning Aptitude | 25 | 25 |
| Computer or Subject Knowledge | 25 | 25 |
| Total | 100 | 100 |
Recruitment Table: Stipend Structure by Branch Category
| Branch Category | Stipend (₹/Month) |
|---|---|
| Metro | 15,500 |
| Urban | 14,500 |
| Semi-Urban / Rural | 14,000 |
Recruitment Table: Bank-Paid Stipend for NATS Candidates (After Govt. Share Adjustment)
| Branch Category | Bank Share (₹/Month) |
|---|---|
| Metro | 9,350 |
| Urban | 8,350 |
| Semi-Urban / Rural | 7,850 |
Indian Overseas Bank IOB Apprentice Online Form 2026Subject-wise Syllabus Topics
The written examination covers General/Financial Awareness, General English, Quantitative and Reasoning Aptitude, and Computer or Subject Knowledge, each of 25 marks.
📚 General/Financial Awareness
- Banking Awareness
- Current Affairs
- Financial Terms & Schemes
- Static GK
📚 General English
- Grammar
- Vocabulary
- Comprehension
- Error Detection
📚 Quantitative and Reasoning Aptitude
- Arithmetic
- Data Interpretation
- Logical Reasoning
- Puzzles
📚 Computer or Subject Knowledge
- Computer Fundamentals
- MS Office
- Internet & Networking Basics
Indian Overseas Bank IOB Apprentice Online Form 2026How to Apply
- Register on the NAPS portal (apprenticeshipindia.gov.in) or NATS portal (nats.education.gov.in) before applying.
- Visit www.bfsissc.com or https://beep.bfsissc.com and open the Career Opportunities page.
- For NATS: login and apply against the advertised IOB opportunity under 'Apply against advertised vacancies'.
- For NAPS: search 'Indian Overseas Bank' under Search By Establishment Name, view the opportunity, and click Apply.
- Fill in NATS/NAPS enrolment number and complete the online application form.
- Pay the applicable Application/Examination Fee online through BEEP between 07/07/2026 and 22/07/2026.
- Take a printout of the submitted application form for future reference.
Recruitment Note: About Indian Overseas Bank
Indian Overseas Bank (IOB) is a major Public Sector Bank headquartered at Anna Salai, Chennai, operating under the Government of India. Since its founding, IOB has built a wide geographical presence covering branches across India as well as international operations, positioning it among the established public sector lenders in the country. The Bank offers a full range of retail, corporate and priority-sector banking services and plays a role in national financial inclusion initiatives. As a Government of India undertaking, IOB regularly conducts recruitment and apprenticeship engagement drives to build a skilled workforce pipeline, and its apprenticeship program under the Apprentices Act, 1961 is aligned with national schemes such as NAPS and NATS, giving graduates hands-on exposure to core banking operations across Metro, Urban, Semi-Urban and Rural branch environments nationwide.
Recruitment Note: Job Profile — Apprentice
Selected Apprentices will undergo on-the-job training and practical training at IOB branches, working alongside clerical staff during the Bank's standard clerical working hours. The role involves learning day-to-day banking operations such as customer service, account handling, documentation, and basic transaction processing under supervision. Apprentices are attached to a Branch Training venue as assigned and are expected to attend training regularly, since failure to attend without valid reason can lead to termination of the apprenticeship contract. At the end of the one-year apprenticeship period, candidates undergo a final assessment test, based on which an Apprenticeship Certificate is issued. This certificate serves as valuable proof of practical banking exposure, though it does not carry any assurance of subsequent regular employment with the Bank.
Recruitment Note: Benefits & Perks Beyond Stipend
Apart from the monthly stipend, selected Apprentices are entitled to one day of casual leave per month, totalling 12 days of casual leave in a year, with a maximum of 4 days available at a time. Declared Bank holidays and weekly offs falling within a leave period are not counted against this entitlement. Apprentices gain structured exposure to the Bank's Code of Ethics, Business Conduct and Conflict of Interest Policy, along with hands-on training under the same daily hours applicable to clerical staff. Note that apprentices are not treated as Bank employees and are therefore not eligible for other employee benefits such as regular pay scales, transport, or hostel/residential accommodation during training.
Recruitment Note: Termination of Apprenticeship Contract
The Contract of Apprenticeship is terminated automatically on expiry of the training period, or earlier if the apprentice fails to report on the commencement date, remains unauthorizedly absent, fails to meet training obligations, performs unsatisfactorily, or commits any act prejudicial to the Bank's interest. Apprentices must also avoid resorting to unfair means, impersonation, misbehaviour, or improper canvassing during the selection and training process, as such conduct can lead to disqualification or debarment from future Bank recruitment or engagement processes.
Indian Overseas Bank IOB Apprentice Online Form 2026Important Official Links
| Apply Online (BEEP Portal) Application Window: 07/07/2026 to 20/07/2026 | Click Here ↗ |
| NAPS Portal | Click Here ↗ |
| NATS Portal | Click Here ↗ |
| Download Notification Advt No. HRDD/APPR/01/2026-27 | Click Here ↗ |
| Official Website | Click Here ↗ |
Disclaimer Information provided here is for quick reference. Verify all details on the official website before taking action.
Quick Overview
🚀 Recruitment Overview
Quick Summary of the Notification
| Organization |  IOB |
|---|---|
| Post Name | Apprentice |
| Total Vacancy | 750 |
| Salary | Stipend ₹14,000 - ₹15,500/Month (Semi-Urban/Rural to Metro) |
| Job Location | All India |
| Apply Mode | Online |
| Last Date | 20/07/2026 |
| Official Website | Visit Website ↗ |
💡 Expert Tip
Register on the NAPS portal (apprenticeshipindia.gov.in) or NATS portal (nats.education.gov.in) before you attempt the BFSI SSC application — the online form specifically asks for your NAPS/NATS enrolment number, and without it the application cannot be completed. Also double-check your local language proficiency before selecting a state, since candidates who fail the language test after clearing the written exam will not be engaged, even with a good score. If you hold a 10th or 12th mark sheet showing that language as a subject, keep it ready, as it can exempt you from the separate language test during document verification. Apply from only one State/UT, and preferably choose your home state, since a second application under a different state is not permitted and can lead to rejection of both entries.
Common Questions (FAQs)
Q.1 What is the in-hand stipend for IOB Apprentice? ▼
Ans: The stipend is fixed based on branch category rather than a pay level. Metro branch apprentices receive ₹15,500 per month, Urban branch apprentices receive ₹14,500 per month, and Semi-Urban/Rural branch apprentices receive ₹14,000 per month, inclusive of any applicable Government subsidy component.
Q.2 What is the last date to apply online? ▼
Ans: The online application on the NAPS and NATS portals closes on 20/07/2026. Applications opened on 07/07/2026. Application/Examination Fee payment on the BEEP portal remains open a little longer, until 22/07/2026, but the main application must be completed by the 20/07/2026 deadline.
Q.3 Is there any negative marking in the IOB Apprentice exam? ▼
Ans: The official notification does not mention any negative marking for the 100-mark, 90-minute online written examination covering General/Financial Awareness, General English, Quantitative and Reasoning Aptitude, and Computer or Subject Knowledge.
Q.4 What is the age limit for General Category candidates? ▼
Ans: General and EWS category candidates must be between 20 and 28 years as on 01/07/2026, meaning their date of birth must fall between 01/07/1998 and 01/07/2006, both dates inclusive. SC/ST get 5 years relaxation, OBC gets 3 years, and PwBD candidates get 10 years relaxation.
Q.5 How to download the IOB Apprentice Notification PDF? ▼
Ans: The detailed advertisement titled 'Engagement of Apprentices under Apprentices Act, 1961 FY 2026-27 – 750 Vacancies' (Advt No. HRDD/APPR/01/2026-27) is available on the Careers page of www.iob.in and also on www.bfsissc.com under the Career Opportunities section.
Q.6 What is the educational qualification required for IOB Apprentice? ▼
Ans: Candidates need a Degree (Graduation) in any discipline from a University recognized by the Government of India, with the result declared on or before 31/07/2026. NATS-registered candidates must have their graduation result declared between 01/03/2022 and 31/07/2026.
Q.7 What is the selection process for IOB Apprentice? ▼
Ans: Selection involves a 90-minute Online Written Examination of 100 marks, followed by a Test of Local Language for the applied state, Document Verification/Personal Interaction, and a Medical Examination. Merely qualifying the eligibility norms does not guarantee a call for the next stage.
Q.8 Can a candidate apply from more than one state? ▼
Ans: No, a candidate can apply for engagement from only one State/UT, and it is recommended to choose their home State/UT since the local language test is specific to the state applied for and postings are made accordingly.
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