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7th & 8th Pay Commission Salary Calculator 2026 — Calculate In-Hand Salary

Free 7th & 8th Pay Commission Salary Calculator 2026. Calculate expected in-hand salary with DA, HRA, TA, NPS/GPF. Compare Old vs New Tax Regime (FY 2025-26) for all Pay Levels 1-18. 8th CPC expected salary with 1.85x fitment factor.

8th Pay Commission Salary Calculator

Commission constituted Nov 2025 · Calculate your expected hike now

8th CPC LIVE
Select Pay Commission
Basic Details
Extra Allowances & Pension
Income Tax Regime
New Regime 2025-26: Up to ₹4L — Nil | ₹4L-8L — 5% | ₹8L-12L — 10% | ₹12L-16L — 15% | ₹16L-20L — 20% | ₹20L-24L — 25% | Above ₹24L — 30% (Standard Deduction: ₹75,000)
Basic Pay (7th CPC)
Gross Salary
Net In-Hand
Earnings Breakdown +
Basic Pay
Dearness Allowance (DA @ 58%)
House Rent Allowance (HRA)
Transport Allowance (TA + DA on TA)
Gross Salary
Deductions
NPS — 10% of Basic + DA
CGHS — Health Scheme
Income Tax (Monthly)
Total Deductions
Net In-Hand Salary
Old vs New Tax Regime — Which Saves More?
Old Regime
Tax/month:
In-Hand:
New Regime
Tax/month:
In-Hand:
* Estimates only. Consult a CA for accurate tax planning.

About 7th & 8th Pay Commission Salary Calculator

Our 7th & 8th Pay Commission Salary Calculator is India's most comprehensive tool for central government employees. Calculate your current in-hand salary under 7th CPC and estimate your expected salary after 8th Pay Commission implementation.

8th Pay Commission — Latest Official Updates

The 8th Central Pay Commission (8th CPC) was officially constituted by the Government of India via a Gazette Notification on November 3, 2025. Key details:

  • Chairperson: Smt. Justice Ranjana Prakash Desai
  • Timeframe: The Commission will submit its report within 18 months of its constitution (by May 2027).
  • Expected Implementation: Likely to be effective retroactively from January 1, 2026.
  • Expected Fitment Factor: Around 1.85x based on current economic projections.
  • DA will likely be merged into basic pay (reset to 0%).

How to Use the 8th Pay Commission Calculator

  1. Click "8th Pay Commission (Expected)" toggle
  2. Adjust the Fitment Factor slider (1.50x to 2.50x)
  3. Select expected DA at implementation (recommend: 0% fresh reset)
  4. Select your Pay Level and City — calculator updates instantly
  5. View the comparison table showing exact hike amount

Expected 8th CPC Salary — All Pay Levels with 1.85x Fitment

Level 1: ₹33,300 · Level 2: ₹36,815 · Level 3: ₹40,145 · Level 4: ₹47,175 · Level 5: ₹54,020 · Level 6: ₹65,490 · Level 7: ₹83,065 · Level 8: ₹88,060 · Level 9: ₹98,235 · Level 10: ₹1,03,785 · Level 11: ₹1,25,245 · Level 12: ₹1,45,780 · Level 13: ₹2,27,735

7th Pay Commission Pay Matrix — Current Salaries

Level 1 (₹18,000) · Level 2 (₹19,900) · Level 3 (₹21,700) · Level 4 (₹25,500) · Level 5 (₹29,200) · Level 6 (₹35,400) · Level 7 (₹44,900) · Level 8 (₹47,600) · Level 9 (₹53,100) · Level 10 (₹56,100) · Level 11 (₹67,700) · Level 12 (₹78,800)

Key Allowances in Our Salary Calculator

  • DA — Currently 58% (Jan 26 60% due), revised every 6 months based on AICPI
  • HRA — 27% / 18% / 9% for X / Y / Z category cities respectively
  • TA — Transport Allowance with DA component (level and city based)
  • CEA — Children Education Allowance ₹2,812/child/month (max 2 children)
  • NPS — 10% of Basic+DA (post-2004 employees)
  • GPF — 12% of Basic Pay (pre-2004 employees)
  • CGHS — Central Govt Health Scheme (level-based deduction)

8th Pay Commission FAQs

Q: When was the 8th Pay Commission constituted and who is the Chairperson?
The 8th Central Pay Commission was officially constituted by the Government of India on November 3, 2025. It is headed by Chairperson Smt. Justice Ranjana Prakash Desai. The commission has been given 18 months to submit its recommendations.

Q: When will the 8th CPC salary hike be effective?
Although the commission's report is expected by May 2027, the revised pay and allowances are expected to be implemented retroactively from January 1, 2026, maintaining the 10-year gap pattern seen in the 6th and 7th Pay Commissions.

Q: What fitment factor do employee unions demand vs what is expected?
Employee unions have been demanding a fitment factor of 2.86x to 3.00x or higher. However, based on recent economic analysis and trends, the officially approved factor is expected to be around 1.85x.

Q: Will Dearness Allowance (DA) become zero after 8th CPC?
Yes, historically, the prevailing DA is merged into the basic pay and reset to 0% when a new pay commission is implemented. The current DA will get absorbed into your new basic pay via the fitment factor.

Q: What is the current DA rate?
The current DA is 58%, with 60% expected to be due from January 2026. DA is revised every 6 months based on the All India Consumer Price Index (AICPI).

Q: Which tax regime is better for government employees in FY 2025-26?
With the new ₹75,000 standard deduction and the ₹12 lakh tax-free rebate introduced for FY 2025-26, the New Tax Regime is far more beneficial for the majority of employees. The Old Regime is better only if you have massive deductions under HRA, Section 80C, 80D, and NPS. Use our Old vs New Tax Regime comparison tool above to check your exact savings.

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